Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill.
Find a Dental Provider
- To find network providers, visit metlife.com.
- For the DPPO plan, click Find a Dentist and select the PDP Plus network and enter your ZIP code to search.
- For the DHMO plan, click Find a Dentist and select the Dental HMO/Managed Care network. Enter your ZIP code and select plan MET290 to search.
Dental PPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum
$1,750
Preventive Care
$0
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia (Adults and Children)
50%, up to a lifetime maximum benefit of $1,500; deductible waived
Out-of-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum
$1,750 (combined with in-network)
Preventive Care
$0
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia (Adults and Children)
50%, up to a lifetime maximum benefit of $1,500; deductible waived
Bi-Weekly Plan Cost
Employee Only: $12.60
Employee + 1 Dependent: $27.93
Employee + 2 or More Dependents: $52.48
Dental HMO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$0/$0
Annual Plan Maximum
None
Preventive Care
See Schedule of Services
Basic Services
See Schedule of Services
Major Procedures
See Schedule of Benefits
Orthodontia (Adults and Children)
See Schedule of Benefits
Bi-Weekly Plan Cost
Employee Only: $0.00
Employee + 1 Dependent: $3.96
Employee + 2 or More Dependents: $8.76